4×4 Trucks and Trailers

4×4, Offroad, Trucks and Trailers News, Guides and Reviews

Why Do I Need Courier Insurance?

Why do I need courier insurance?

More specifically, the benefits of buying insurance on your own rather than through an agent.

Courier insurance can be cheaper if:

  • Your business is based in a more restricted area
  • If you are selling a product that is closely related to the type of goods which are delivered by courier
  • You are generally using a courier company
  • You use a couriers regularly and the company/owner is providing courier insurance for your deliveries.

The fact that a courier does not provide insurance while in transit is an important factor to consider. You can read more about Green Van Lines Moving Company – Dallas, for insurance of moving companies.

Another factor is whether you are using a couriers to drive on your property rather than giving them permission to use your road. There are certain circumstances which render the use of a couriers unacceptable such as where there is a breach of contract on the part of the couriers when delivering your goods, or if you are planning to ride on the back of the couriers, however these are not common situations. Some other commonly overlooked examples are:

  • Delivery of large items such as wheelchairs, mopeds, lawnmowers, etc that requires to be moved at a pre-set time
  • Vehicles that cannot be easily tracked or monitored to locate them
  • Drivers who are sleep deprived and do not have much time
  • Do not have the time to check their vehicle and can take it to the lorry on their own without the permission of the owner
  • Do not have a full compliment of insurance in their vehicle
  • Can not speak on the phone to your insurance company at a short notice
  • Are not in the correct insurance group or the correct state to get insurance
  • The couriers are not fully insured if there are any incidents during delivery
  • The couriers’ insurance does not cover vehicles
  • The car is not fully insured in your state
  • The vehicle has been in accident and an accident was not covered
  • Contacting personal injury law firm located in Miami Gardens area to get legal help in case of an accident is a good idea.
  • The vehicle was stolen during delivery
  • Car is a converted lorry / it has less than 125kg / it is not insured
  • The driver is not properly insured and will continue to do so, the company has not purchased car insurance for the period they are using the car or is unwilling, can not purchase car insurance, although they will always pay at the end of the policy period unless it is for loss of the vehicle in service.

For a description of the various insurance products available to cover transport of goods by courier, please click here.

This is the brief guide to understanding the various insurance choices available to customers: If you want a quote you need to check and ensure that the drivers are fully insured and the car is covered, for example, it is impossible to insure a used car which is not being driven. If you are concerned about their insurance then contact Staveley Head, they will help you. Commercial couriers have few of the advantages of legitimate couriers. Drivers are generally in a higher risk group and most drivers do not use insurances. Drivers who do use insurances may either be at a high risk group or not at all. This is particularly likely to be the case if you are using a company that provides a courier service in their own name or only provides insurance for its couriers and the drivers. This does not always mean that the company is not using a courier company to deliver goods, as it could also be operating on a stand-alone basis. You must decide whether you are purchasing insurance

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Car Accidents & Personal Injury

Car accidents often lead to injuries ranging from whiplash and other soft tissue injuries to more serious, and even fatal injuries. Usually, liability for a car accident is fairly clear and one-sided, and an injured party has the right to be compensated by the at-fault driver. In this section, you’ll find legal information on the personal injury claims that often follow a car accident. Many people do not recognize how many car accident injury claims end in settlement. The fact is that the vast majority of injury lawsuits settle well before trial, especially if the victim is represented by a good auto accident attorney. Not to mention the fact that a large percentage of insurance claims are resolved through settlement without a lawsuit ever having been filed. However, there are also advantages to going to court with a personal injury lawyer and letting a judge or jury decide your case. Each injury case is different and there are many factors to consider.

In this article, we’ll take a look at both options: settling your car accident injury claim and going through with a court trial. In most cases, hit-and-run accidents involving serious or long-term injuries require the assistance of a Hit and Run Accident Attorney in order to get the most desirable outcome. An automobile accident brings with it a host of questions. Who is at fault? Who pays for damage to my car? Who will pay for my medical bills? How much should I get for pain and suffering? Can I ask the insurance company to reimburse me for lost wages? An experienced personal injury attorney can be extremely helpful in negotiating the often chaotic and confusing world of insurance claims and settlements. You may also need to look into filing social security disability claims if you will be unable to work for a while due to severe physical injuries.

Car Accidents & Personal Injury afteranaccident 300x200

If you have been involved in a car accident, or if you know someone who has been involved in one, you’ll definitely want to file an insurance claim. Car insurance companies know they need to pay claims to compensate for injuries sustained in the car accident. And not only do car insurance companies need to pay claims, they must pay claims that are less than expected. Therefore, car insurance companies are under a lot of pressure to reduce their risk of losing money if a car accident injury claims are filed. In most cases, those who have a car accident lawsuit will be awarded large amounts of money. The amount that your car insurance company has to pay out is not set in stone. However, the general guidelines are as follows: A car accident can’t be held responsible for non-existing car insurance coverage when it causes an injury. Also, insurance companies have no obligation to pay an injured person any money unless your injury was insured under your driver’s auto policy. Most likely, in many cases the amount that your car insurance company has to pay out is reduced.

If you didn’t have enough cash to pay for your car accident injury claims when you first filed them, you will probably have to pay your insurance company a portion of your claim in settlement. Your car insurance company may offer you different payout percentages. Many people find that the amount they were originally offered depends on their deductible. Many insurance companies base a deductible on your pre-existing medical expenses. For example, if you are below $1,500 in medical expenses, then you have a very low deductible. On the other hand, if you have several serious injuries and have over $2,000 in medical expenses, you may get a higher settlement. Also, insurance companies may try to add in any expenses the injured person incurred (such as lost wages or lost income) as a reduction to your settlement. It is important that your insurance adjuster be understanding about this aspect of the negotiation. They will know the specific procedures that your insurance company used and what a deductible usually means. If you are looking to file a civil suit against your auto insurance company and settle the claim quickly, exclusiveleadsagency.com it’s the best solution for you in this situation. In many cases, a civil lawsuit that results in a judgement can be paid for entirely by your insurance company. Your car accident lawyer can help you write the settlement agreement that the company must follow. Some attorneys also offer truck accident law services for small businesses and individuals who suffer their injuries during car accidents. Other attorneys work on personal injury cases at general law firms. Your car accident lawyer will be familiar with the individual state laws. You should also remember that one injury is not a violation of law when it happens in multiple states. Also, if the insurance company demands more money than they were originally quoted, you may be able to file a lawsuit on your own to collect the excess.

Mercedes Vito Shuttle and Vito Crew

Mercedes-Benz Vito is a popular model in the world of commercial vehicles. Now the company is expanding the lineup thus improving its market share with two new models Shuttle and Vito Crew.

To explain them in brief, the Shuttle is comfortable, spacious, professional while the Vito Crew is more economical, practical and versatile. So if you are looking for Shuttle Bus for sale, you might want to consider Vito Shuttle or maybe even Used Buses for Lease. These models excel with their new design, economy and customer- oriented practicality. There is a choice of two 4-cylinder CDI diesel engines developing 70 kW (95 hp) and 100 kW (136 hp). The Vito Shuttle is also available in a 120 kW (163 hp) variant.

Mercedes Vito Shuttle and Vito Crew Mercedes Vito Shuttle

The car’s are also packed with safety features some usually seen in this segment, including electronic stability programme ADAPTIVE ESP with all functions from anti-lock braking (ABS) and acceleration skid control (ASR) to trailer stabilisation in conjunction with a trailer coupling.

The Mercedes-Benz Vito Shuttle is available in three lengths – “compact”, “long” and “extra-long”. Prices start at EUR 30,180, while the Vito Crew is available in two lengths – “compact” and “long” starting at EUR 21,290.

World’s first double-clutch transmission for commercial vehicles

Fuso announced development of the very first double-clutch DSG gearbox specifically designed for commercial vehicles.

It’s called the the “Duonic”, and combines automated driving with the advantages of a manual transmission. Like ordinary cars, this system comes with accelerator pedal, a brake pedal and a selector lever. The selector lever allows automatic or manual gearshift.

Worlds first double clutch transmission for commercial vehicles Fuso dsg truck

The M038S6 “Duonic transmission” has six forward gears and a reverse gear. The P-function ensures safe parking by preventing the vehicle from rolling away. “Duonic” features a non-wearing wet clutch, which lowers maintenance costs by eliminating the need to replace worn clutch discs. A creep function has been added to the wet clutch, as is usual for automatic transmission with a torque converter. This enables the vehicle’s speed to be easily controlled when moving slowly – for example when manoeuvring or in stop-and-go traffic – and hill-starts are also made easier.

Redneck Trucks

If you have ever driven through the deepest parts of southern USA then you no doubt have seen at least a few dozen redneck trucks. Often the subject of comedy, redneck trucks are always good for a quick laugh. For those who do not agree, look at how much money the monster truck rallies make every month. For those who may not have had much exposure to the country environment, you may be wondering what exactly redneck trucks are and if you have seen one before. Well, here are a few traits that most have in common.

For starters, standard redneck trucks are usually easily identifiable by their large tires that stick out under the wheel wells much like a lift truck. There is no real rhyme or reason for this as people who own these usually do not have a need for the all terrain abilities the lifted tires give, they just like the look. This is why they are the number one trait that seems to mark all redneck trucks. It may be because rednecks love monster truck rallies and the lifted tires on redneck trucks make them feel like the road is a monster truck rally.

Redneck Trucks old gmc truck

Second, redneck trucks are usually in bad need of either a paint job or a car wash. In addition, it’s unexplainable but true that people who own redneck trucks seem to be unbothered by the actual physical appearance of their vehicles. It is not uncommon to see redneck trucks that are painted two or three different colors and still have flecks of paint missing. Of course, sometimes the flecks of missing paint on redneck trucks actually are caked with mud that has been there for the last ten years. A good sign that you are about to run into a bunch of redneck trucks is if you are in a town with a car wash that looks like it has not been used for years.

Another good sign that you are passing by a redneck truck is what you can see in the truck bed. Redneck trucks are usually filled with tons of trash and furniture that may make them look like your front yard during spring cleanup. For people who own redneck trucks, it appears spring clean up lasts all year, but instead of a garbage truck taking away their old stuff, they just continue to haul it around in the back of their redneck trucks.

By now if you have not run across any redneck trucks you probably hope you will someday. Redneck trucks are entertaining to spot and there are road games you can play while looking for them. Now that you know all the tips for spotting redneck trucks, you should be able to succeed at this game quite well. For those in need of a good redneck truck fix, simply head down I-75 South and you will no doubt see more then you can count within a few hours!